Refuge from Sin & Debt (Matham-Maghram)
The Prophet’s frequent refuge after prayers
Arabic
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ
Transliteration
Allahumma inni a’udhu bika minal-ma’thami wal-maghram.
Meaning
O Allah, I seek refuge in You from sin and from debt.
Reference
Sahih al-Bukhari
When to recite
In prayer, in debt or fear of it • Often
Virtue
Debt drags speech into lying and promises into breaking — so refuge from it joins refuge from sin.
Sources & review
Sahih al-Bukhari
Prophetic dua • Narrated by Aishah • Grade: Sahih • Learn personal details from a qualified teacher; minor school differences exist.
Educational content — not a fatwa. See methodology and disclaimer.
Reviewed • 2026-01-01Our methodology
FAQ
Frequently asked questions
When should I recite Refuge from Sin & Debt (Matham-Maghram)?
In prayer, in debt or fear of it. Recite it often.
What is the virtue of Refuge from Sin & Debt (Matham-Maghram)?
Debt drags speech into lying and promises into breaking — so refuge from it joins refuge from sin.
Where is Refuge from Sin & Debt (Matham-Maghram) from?
Source: Sahih al-Bukhari (narrated by Aishah). Grade: Sahih. As always, learn the wording from a teacher and consult scholars for rulings.
Related